Technology built to change

An endlessly flexible, future-proof policy administration environment that transforms your whole business.

Never replatform again

Replatforming anxiety causes L&P providers to bear the huge inefficiencies of legacy systems for years. But when your technology foundation is tangled up in last-century systems, it’s hard to know where to start.

But between new regulatory obligations and rising customer expectations, the pressure is mounting for L&P players to spend less time managing legacy complexity, and more time delivering value to policyholders.

To evolve, you need a future-ready, future-proof policy administration system that can:

Consolidate

your legacy systems into one hyper-automated platform.

Standardise

all your policy data to create a single customer view.

Empower

you to create innovative new offerings and capabilities.

Connect

effortlessly to the external value chain so you can innovate.

Evolve

with new regulations and emerging opportunities.

And you need providers with decades of pedigree helping some of Europe’s biggest insurers and pension providers take the pain out of migration, so you can drive value fast.


Lumera’s policy administration environment is the last policy administration platform you’ll ever need. It’s a standardised, future-proof and continually-updated SaaS foundation that creates new value across your whole business. Forever.

Why is Lumera’s technology different?

Traditional policy administration infrastructure is often a web of disparate legacy systems and unaddressed tech debt. It means basic policy administration requires herculean manual effort, and innovation is practically impossible.

By contrast, the Lumera platform is built to empower developers to standardise policy data and automate manual processes using a suite of fully documented REST or Soap APIs.

It’s an open, scalable and cloud-based system that empowers you to streamline daily management tasks and focus on building (and integrating) innovative new market offerings and operational capabilities.

The result is an endlessly flexible and composable platform with deep interoperability at its core – a Life and Pensions environment made for continuous change.

Automation

Lumera was built for hyper-automation. It will automatically and intelligently run administration processes, continuously accounting for every configuration and transaction with full auditability. So you can focus less on daily administration, and more on strategic, high-impact work.

Configurability

Lumera combines deep customisation where it’ll drive differentiated value, with a shared code base of standardised core functionality to keep costs down — so you can invest in innovation that’ll have the greatest impact (rather than reinventing the wheel).

Extensibility

Lumera is modular and open. It’s the last platform you’ll ever need because it’s an inherently extensible technology foundation designed to enable and support everything you’ll ever want to build. All Lumera functionality is exposed via APIs (REST or Soap) so you can easily connect to the wider insurance and pensions ecosystem to add (or build) new offerings and operational capabilities.

Built to evolve however you do

The changes happening across Life and Pensions stand to totally up-end the industry. When the stakes are this high, you need to think bigger than like-for-like.

Lumera’s platform isn’t just a better version of what you’ve already got. It’s a new way of doing things. For an industry that’s having to evolve to do things differently.

The benefits of Lumera’s technology

A modern cloud-native platform that evolves with you. Spend less time navigating change and more time delivering for customers.

Decreased cost of administration

Consolidate and automate everything.

Increased revenue per policy

Bring new offers and capabilities to market fast.

Future-readiness

Capitalise on new opportunities with tech built to scale.

Pragmatic change

De-risk evolution at manageable pace.

Our clients

Our clients represent the entire range of companies in the Life and Pensions industry. 

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