The last time you’ll ever replatform
A dedicated team, a technology platform and a change methodology built to bring your future to life, supported by the prudent use of AI where it can enhance data quality checks and reduce manual effort without adding risk.
Safe, assured, future-proof transformation
Changing your policy administration system is about as high stakes as it gets in Life and Pensions.
Complexity is sky-high, and failure ends careers. It’s no wonder companies choose to absorb the cost of maintaining multiple legacy systems over modernisation.
Customers deploying the Lumera platform have turned anxiety about change into excitement about possibilities.
That’s because you get a lifelong team and future-proof technology platform built to help you leave behind the things holding you back, and bring your future to life.
We’ve never lost a client so far. We don’t intend to start with you.

How we help
Insurance policies migrated.
Insurance policies in a single migration project.
Failed migration projects or lost policies.
The platform to drive administration costs down and revenue per policy up
Consolidation
Manage every scheme and policy through a single, standardised, modern platform.
Connectivity
Expose your policy data to any data source and front-end interface to create new value and provide fast, accurate information to administrators, advisers and members.
Automation
Market-leading data consultancy to transform, standardise and enrich data to enhance end-customer experiences (through things like dashboards) and enable pension risk transfer opportunities.
Future-readiness
Modular architecture that’s built to adapt to change — leverage new technology and meet new regulatory requirements without breaking a sweat.
Lumera and AI
If the Lumera brand stands for anything, it’s taking transformative change seriously.
AI holds many exciting possibilities to drive efficiency, automation and new kinds of value in Life and Pensions.
But just as you should choose the right partner for replatforming, you need the right partner to implement robust and trustworthy AI that complies with local guidance (like the EU AI Act or the UK’s framework for AI regulation).
That’s why we’re building a platform for AI-readiness alongside discrete AI solutions. Our mission is to ensure that the AI our clients use is proven, trustworthy and fit-for-purpose — whether it’s our solutions or from a third party.
Lumera’s platform supports AI-readiness in three ways:
1
Future-proof development
Modular architecture that’s built to change and integrate with technological leaps — once they’re proven.
2
Flexible delivery
Integration of AI services from any source (APIs, third party solutions, cloud providers) within the platform — with controls for resource consumption to manage costs and power draw to meet ESG standards.
3
Scalable governance
Robust compliance via dashboards and reporting to supervise AI output — in terms of transparency, explainability and auditability.
Related solutions
Life and Pensions Administration Platforms
Flexible, automated and future-proof SaaS for group protection, defined contribution, defined benefit and hybrid schemes.
Customer empowerment
Data provision and consultancy to power pensions dashboards and self-service portals.
Migration
Strategic planning and phased implementation to consolidate legacy systems and manage your end-customer data from one unified platform.
Data consultancy
Independent consultancy and technology services to turn your end-customer data into a value-generating asset.
Transformation Consulting
From project management to business change, procurement to pensions - you set the challenge, we set the course.
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Think we’d work well together?
If you want to join forces and work together as partners – we’d love to hear from you.
Complete the form and we’ll get back to you with more information.

