The only Life and Pensions platform purpose-built for group schemes
Modern, SaaS‑based hyper‑automation, supported by prudent AI to enable safe, predictable transformation at the scale of group saving and group protection.
How can we help you?
Effortlessly automate large-scale complexity to eliminate tech debt, lower administration costs and improve customer outcomes, whatever scheme you provide.
Group protection
Accelerate and simplify onboarding, renewal, premium adjustments and claims processing — and support flexible benefit packages.
Defined contribution
Track and reconcile individual contributions in real-time and deliver personalised experiences that empower individual saving goals.
Defined benefit
Consolidate closed book portfolios and automate benefit calculations to drive new administration efficiencies.
Need migration help?
Driving value from a new platform is one thing. But replatforming is its own challenge entirely.
Lumera is an end‑to‑end transformation provider. We help Life and Pensions players like you plan and execute every stage of the migration lifecycle — to guarantee the fastest path to value, with the support of prudent AI where it can enhance data quality checks and reduce manual effort without adding risk.
Defined benefit endgame strategies
We’re helping Life and Pensions players navigate the transition between defined benefit and defined contribution schemes all over Europe.
Whether that’s transforming policies under the Future Pensions Acts (WTP) in the Netherlands, consolidating DB schemes into bulk annuities in the UK or driving new management efficiencies and customer value from closed book schemes across Europe, we can help.
Trusted pensioner payroll for the UK market
We deliver pensioner payroll solutions tailored for the UK market, fully recognised by HMRC . Our scalable services support organisations of all sizes and payment frequencies, ensuring accuracy, efficiency, and peace of mind.
Related solutions
Life and Pensions Administration Platforms
Flexible, automated and future-proof SaaS for group protection, defined contribution, defined benefit and hybrid schemes.
Customer empowerment
Data provision and consultancy to power pensions dashboards and self-service portals.
Migration
Strategic planning and phased implementation to consolidate legacy systems and manage your end-customer data from one unified platform.
Data consultancy
Independent consultancy and technology services to turn your end-customer data into a value-generating asset.
Transformation Consulting
From project management to business change, procurement to pensions - you set the challenge, we set the course.
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Think we’d work well together?
If you want to join forces and work together as partners – we’d love to hear from you.
Complete the form and we’ll get back to you with more information.
