Unlock bulk annuity transactions and Pension Risk Transfer opportunities
Get clean, accurate, complete data to facilitate speedier, safer, and more assured bulk annuity transactions — whichever side you’re on.
Get your data transaction-ready faster
Whether you’re shopping around for an insurer buy-in to your defined benefit scheme, or working towards a full buy-out, clean data can be the difference of millions.
To provide the certainty insurers demand, you need accurate, consistent and complete member records going back decades.
But preparing for a BPA transaction is like 10,000 retirements happening at once — along with all the error-prone processes, data inconsistencies and retrospective regulatory changes that’ve been quietly kicked down the road for decades.
No Life and Pensions provider goes to market with a transaction-ready defined benefit dataset. That’s what Lumera solves. We audit, analyse, clean, and complete your policy data quickly and cost-effectively – so you can transact faster, and on more favourable terms.
Wind up – and move forwards
Winding up schemes means you can eliminate ongoing financial and administrative burdens and free capital for other business initiatives.
But schemes often defer progression to buy-out and wind-up because of the sheer administrative complexity, operational demands and convoluted compliance requirements.
Lumera’s team comes from your world. Everything you’re battling, we’ve overcome many times before.
If you’re trying to reduce your defined benefit liabilities and pass ongoing provision to third parties (like master trusts), we can get you there quickly and safely.
Our clients
Our clients represent the entire range of companies in the Life and Pensions industry.
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