Consolidate your data with fail proof scheme and pension migration

The longer you delay scheme and pension migration from legacy systems, the more ground you cede to your competitors. Safely migrate every scheme into one, future-proof platform, with a team who’s been doing this for decades.

Old pension schemes can tether you to a lifetime of complexity that a vanishingly small number of employees can safely maintain.

You can’t out-innovate decades of technical debt. Eventually the costly processes to administer old books will drive your revenue into the ground.

Migrating with Lumera means consolidating all your systems into one
single, modern hub that can do everything you need—and is built to be everything you need forever.

Stop operating on borrowed time

Why migration projects fail

Multi-million pound migration projects regularly fail, as providers underestimate the sheer complexity involved. On the surface, most of your structures might seem standardised. But underneath:

  • Stubborn workarounds won’t adapt to new systems.
  • Hidden complexities derail your roadmap.
  • Endless outliers-upon-outliers snowball complexity.

Lumera has spent decades helping some of the biggest Life and Pensions providers across Europe migrate and consolidate safely. We offer end-to-end support from data transformation to policy migration – and there’s not a workaround, complexity, or outlier we haven’t seen.


To date, we’ve migrated 20 million policies – including 5.4 million in a single migration – with zero failed projects or lost policies. We’re your safest partners to steer through large-scale migration successfully.

Unlock innovation bandwidth

Your customers are gravitating towards providers that actively empower them. But it’s impossible to develop the experiences they’re looking for when you’re buried by daily manual complexity.

Migrating and consolidating existing schemes is a powerful cost- and risk-reduction strategy – but it also unlocks massive innovation upside.

Lumera’s modern, built-for-forever policy administration environment gives you:

1

A single, holistic view of policyholder data to reveal insights and value opportunities, removing the guesswork from customer-centric innovation.

2

An enormous reserve of internal resources to service those insights, rerouted from wasteful administration processes.

3

An open, developer-centric platform that plugs into the external value chain, making it easy, cheap and fast to launch new offerings.

And our Prudent Revolution methodology is a time-tested path to get there, starting from your biggest pains right now and spreading across your whole business.

Our clients

Our clients represent the entire range of companies in the Life and Pensions industry. 

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